Rising interest rates are creating financial difficulties across Vietnam, prompting a search for alternative funding mechanisms. While Real Estate Investment Trusts (REITs) have proven successful in many countries, Vietnam has yet to fully leverage their potential. The country is exploring various solutions to reduce reliance on traditional bank loans. Currently, a lack of established operational structures hinders the widespread adoption of these alternatives. Experts suggest a focus on building these necessary frameworks to unlock new investment avenues. Successfully implementing such structures could alleviate pressure on the banking sector and stimulate economic growth. The challenge lies in developing a robust system to support these emerging financial tools.