Many individuals, including housewives, are falling victim to digital gold investment scams promising high monthly returns without risk. Fraudsters often use Sharia-compliant terms like Wadiah and Musyarakah to gain trust and create a facade of legitimacy. Victims are lured by the promise of consistent profits, only to find their funds inaccessible. These schemes typically operate as Ponzi schemes, paying early investors with money from new recruits. Once the flow of new capital slows, the operators disappear with the remaining funds. This trend highlights a critical lack of financial literacy regarding digital assets and Islamic finance. Authorities warn the public to verify the legality of investment platforms before committing funds.