Germany is being urged to examine Sweden’s pension system as a model for improvement, particularly regarding mandatory capital pensions. Experts argue Germany has overlooked opportunities to strengthen its own pension scheme for the past 25 years. The core of the Swedish success lies in a system requiring contributions to capital-based pensions. This approach supplements traditional state pensions and aims to improve long-term financial security for retirees. A later retirement age is also considered necessary, but the capital pension component is highlighted as the most significant innovation. The discussion centers on how Germany can learn from Sweden’s experience to address its own future pension challenges and ensure adequate retirement income for its citizens.