Bulgarian blogger Boyan Yurukov argues that illegal construction isn’t always the result of deliberate corruption, but often stems from bureaucratic incompetence. He suggests that poor governance creates opportunities for illicit activity, making corruption and undue influence commonplace. Yurukov points to the risky nature of property investment, noting that banks prioritize recouping loans over verifying a property’s legal status. This focus on financial recovery, rather than legal compliance, contributes to the problem. He implies a systemic issue where inadequate oversight and a lack of due diligence facilitate unlawful building practices. The blogger’s comments highlight a concern that negligence within the administration is as damaging as intentional wrongdoing.