The United Arab Emirates has launched a retail Treasury Sukuk program, allowing residents to invest directly in government-backed Islamic bonds. These Shariah-compliant bonds, developed in partnership with the Central Bank, are available with a minimum investment of 1,000 Dirhams. The program aims to broaden financial inclusion and encourage savings among individuals. Previously, such sovereign investment opportunities were largely limited to institutional investors. This initiative marks the UAE’s first offering of retail T-Sukuk, providing a new avenue for residents to participate in the national economy. The Sukuk represent a secure investment option backed by the government’s creditworthiness. Officials anticipate strong demand from individual investors seeking Shariah-compliant financial products.