Tunisian insurance company Cotunace is experiencing a divergence between growth in managed commitments and net profit. While commitments exceed 1.57 billion dinars and premiums rose by 8.6%, net profit decreased to 4.23 million dinars in 2025. This decline is attributed to a hidden technical deficit, a significant increase in claims, and a substantial 48% tax burden. The company’s investment portfolio reached 206 million dinars. Despite expanding coverage, Cotunace’s profitability is under pressure from rising costs and financial obligations. These results raise questions about the company’s financial health and future performance.