Thailand’s real estate sector is facing increasing difficulties as property loan rejection rates have significantly risen in the first half of 2026. The overall rejection rate climbed to 44.9%, a notable increase from 39.8% the previous year. Notably, affordable housing priced under 3 million Baht experiences the highest rejection rate, reaching 48.1%. This trend indicates tightening lending conditions and potential affordability issues for prospective homebuyers. Experts suggest various factors contribute to these rejections, potentially including economic uncertainty and stricter bank regulations. The rising rejection rates pose a challenge to the Thai property market’s growth and stability. Further analysis is needed to understand the full impact of these developments on the broader economy.