A growing number of Spanish households are taking on debt simply to cover daily living expenses, according to recent findings. Approximately 68% of Spaniards dedicate 20% of their income to loan repayments, indicating a significant debt burden. This over-indebtedness is affecting all age groups, but is particularly impacting the working middle class. The situation has left half of Spanish families unable to manage an unexpected expense of just 300 euros. Experts suggest this trend reflects broader economic pressures and stagnant wages. The increasing reliance on credit raises concerns about financial vulnerability and potential long-term economic consequences for individuals and the nation. This highlights a precarious financial situation for many in Spain.