Nigeria’s electronic payment transactions increased in value during the first quarter of 2026, reaching N1.053 trillion, despite a 9.2 percent decrease in overall transaction volume. This rise represents a 2.85 percent year-on-year increase from the N1.024 trillion recorded in the first quarter of 2025. Point of Sale (POS) transactions experienced a significant 20 percent decline, with their value falling to N59.3 trillion. Conversely, Automated Teller Machine (ATM) transactions saw a substantial 64.6 percent surge in value, totaling N26.3 trillion. These figures indicate a shift in consumer payment preferences, with ATM usage growing while POS transactions decline. The data covers six electronic payment channels and highlights ongoing changes in Nigeria’s financial landscape.