Rising living costs are prompting a focus on financial literacy, particularly among Generation Z. Experts emphasize the importance of avoiding impulsive purchases as a key component of sound financial management. Strategies include differentiating between needs and wants, creating a budget, and delaying gratification before making purchases. Utilizing financial planning applications and seeking advice from trusted sources are also recommended. Understanding personal financial goals and tracking spending habits can further empower Gen Z to make informed decisions. Ultimately, proactive financial planning is presented as crucial for navigating economic challenges and achieving long-term financial stability.