A recent OP Pohjola survey reveals that a significant portion of Finnish residents are preparing for rising interest rates through investment strategies. However, approximately 25% of Finnish homeowners with mortgages report taking no steps to mitigate the impact of increasing rates. Despite this, homeowner preparedness has improved in recent years; a similar survey conducted three years ago found that one-third of mortgaged homeowners had not prepared for potential rate hikes. The survey indicates a growing, but still incomplete, response to the changing financial landscape. This suggests a vulnerability among a considerable number of Finnish households to the effects of higher borrowing costs. The findings highlight a disparity in financial planning among homeowners in Finland. OP Pohjola conducted the survey to gauge public reaction to the current economic climate.