A draft proposal for a digital euro outlines plans for free basic services and accessibility for individuals without traditional bank accounts. The proposed digital currency would also mandate acceptance by retailers, though with restrictions on transaction fees. This initiative aims to broaden financial inclusion and modernize payment systems within the Eurozone. The plan suggests a tiered system, offering core functionalities without charge while potentially applying fees to advanced services. Details regarding the exact fee structure and implementation timeline remain under development. The digital euro is intended to complement, not replace, existing forms of payment like cash. This move reflects a growing global trend towards central bank digital currencies.