A recent Ipsos survey commissioned by the Czech Banking Association reveals that approximately 20% of Czechs intend to take out a mortgage. Households are bracing for increased housing expenses, with many anticipating mortgage payments consuming over two-thirds of their disposable income. The research indicates a significant portion of prospective homebuyers are counting on financial assistance from family members and existing investments to manage these costs. Despite concerns about affordability, demand for homeownership remains substantial within the Czech Republic. The survey highlights the financial pressures facing individuals seeking to enter the property market. This trend suggests a growing reliance on external support to overcome the challenges of rising housing prices and mortgage rates.