Criminals are increasingly utilizing Artificial Intelligence to create highly convincing scams, including fake transactions and voice cloning. These schemes are becoming more sophisticated, making it harder for individuals to distinguish between legitimate interactions and fraudulent activity. Authorities in Croatia are warning citizens to be vigilant and cautious when engaging in online transactions or receiving unexpected communications. The rise of AI-powered fraud poses a significant threat to financial security, prompting calls for increased awareness and protective measures. Users are advised to scrutinize all requests for personal information and financial details, even if the source appears trustworthy. The use of AI is enabling fraudsters to mimic voices and create realistic scenarios, heightening the risk of falling victim to these schemes in Croatia. Protecting oneself requires a heightened level of skepticism and a proactive approach to security.