Vietnam’s central bank, the State Bank of Vietnam (SBV), has proposed amendments to Circular 22/2019, which governs safety ratios and limits within the banking sector. The draft revisions, released on June 17th, suggest increasing the permissible ratio of short-term funds used for medium- and long-term loans. Currently capped at 30%, this ratio would be raised to 40%. This change aims to facilitate increased lending for longer-term projects and investments, potentially stimulating economic growth. The proposed adjustments apply to both domestic banks and foreign bank branches operating within Vietnam. The SBV is seeking feedback on the draft circular before finalizing the changes. This move signals a potential shift in monetary policy to support ongoing development initiatives.