Approximately 200,000 Romanian drivers are affected by the loss of operating authorization for Bulgarian insurer DallBogg, which issued their mandatory auto liability (RCA) policies. The company is no longer authorized to operate in Romania, creating complications for those involved in accidents with vehicles insured by DallBogg. Drivers seeking compensation for damages caused by a vehicle with a valid DallBogg RCA policy must now file claims directly in Bulgaria. The Romanian Financial Supervisory Authority (ASF) has released guidance outlining the necessary procedures for submitting claims. This situation presents a challenge for Romanian drivers, requiring them to navigate a foreign claims process. The ASF’s guidance aims to clarify the steps needed to secure rightful compensation despite the insurer’s change in status. This incident highlights potential risks associated with utilizing insurers from outside Romania.