A Hungarian driver experienced a dramatic increase in their mandatory auto insurance quote, nearly doubling the previous year’s premium for a fifteen-year-old Toyota. The significant rise is attributed to the Signal Insurance company’s unique and seemingly flawed calculation methods. The company initially quoted 84,000 Forints, a substantial leap from the previous 48,000 Forints. This case highlights growing concerns regarding the increasing use of artificial intelligence in the insurance market. While AI is rapidly transforming the industry, its impact on consumer costs is becoming increasingly apparent. This incident suggests that AI-driven pricing models may not always translate to fairer or more affordable insurance options for consumers. Further investigation into Signal Insurance’s calculations is warranted.