Indonesia’s Hajj Financial Management Agency (BPKH) has revealed that a delay in implementing an increased initial deposit for prospective pilgrims could hinder the realization of Rp5.65 trillion in additional managed funds. The policy, which would require a higher upfront payment, has not yet been enacted. BPKH officials state the unrealized funds would have bolstered the agency’s ability to optimize hajj fund management. This delay impacts potential investment returns and overall financial planning for the annual pilgrimage. The agency is currently assessing the implications and seeking solutions to mitigate the financial shortfall. Further details regarding the implementation timeline and alternative strategies are expected to be announced soon. The initial deposit currently remains at Rp25 million.