Chen Hsing-yu, daughter of former Taiwanese President Chen Shui-bian, has sparked public debate after taking out a NT$60 million (approximately US$1.9 million) mortgage. This comes as records show a surge in spousal gifts of property, reaching a historic high. Experts suggest this trend is driven by tax incentives, allowing individuals to reduce estate and gift taxes through strategic asset transfers. The large mortgage and property gifting have drawn attention due to the family's past legal issues and perceived wealth. Analysts point to a loophole in Taiwan’s tax laws enabling such significant inter-family wealth transfers. The situation has ignited discussions about fairness, transparency, and potential tax policy adjustments. The gifts are believed to involve Chen Hsing-yu receiving properties from her mother, Wu Shu-jen.