Bank Indonesia has increased its benchmark interest rate to 5.75%. This monetary policy shift is expected to lead to higher monthly installments for bank loans and home mortgages (KPR). The move aims to maintain economic stability and manage inflation. Meanwhile, Rosan Roeslani, head of BPI Danantara, clarified the government's stance on the matter. He confirmed that President Prabowo Subianto has not issued any directives for banks to freeze or hold credit interest rates. Consequently, commercial banks are expected to adjust their lending rates in line with the central bank's decision. Borrowers should prepare for increased financing costs in the coming period.